If you’re just getting going with your credit cards in YNAB, check out Credit Cards: The Basics first!  We’ve all done it – paid more on our credit card than...
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...use my credit cards?” Credit cards, after all, are built around debt. You’re borrowing money the moment you use the card, even if you plan to pay off your balance...
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The most important thing about using credit cards in your budget has nothing to do with credit cards. It’s this: In your YNAB budget, you’ll make spending decisions based on...
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...them in YNAB 4 – but because overspending, scheduled transactions, and credit cards are handled differently in the new YNAB, some numbers may appear different.  Don’t panic. Your money is...
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...can’t import transactions. Transactions stopped importing. Transactions have never imported. Some transactions are missing. Transactions are delayed. Investment/loan transactions aren’t importing. I got a replacement credit card. My transactions are...
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...complication: juggling credit cards. Do you have one credit card just for gas and groceries, because that one offers two percent back instead of one? And then a separate card...
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...your checking account. If it’s yellow, your overspending happened on a credit card. (If you spent with both cash and credit cards in your overspent category, YNAB takes the cash...
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...balance of your checking account is lower than the balance on the credit card. When you make a payment to the credit card, the Credit Card Payment category turns red....
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...That’s true for spending with cash, and for spending with credit. Of course, YNAB is helping you plan for your credit card payments, so credit spending is handled a bit...
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...fewer accounts, and not matching an account balance to a single category or group of categories (with the exception of credit cards of course). If you’re thinking— hey, this sounds familiar—that’s...
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