Need an overview of credit cards? If you’re just getting going with your credit cards in YNAB, check out Credit Cards: The Basics first!  We’ve all done it—paid more on...
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...spending in YNAB—budgeted and non-budgeted. That’s true for spending with cash, and for spending with credit. Of course, YNAB is helping you plan for your credit card payments, so credit...
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No matter when you enter your payment, the amount you can afford to pay is always the Payment amount in your card’s payment category. Want to see the effect of...
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...both cash and credit cards in your overspent category, YNAB takes the cash out first for accounting purposes.) The important thing? This is where a traditional budget says you’ve failed....
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When you make a transfer from one credit card to another, that’s what we call a Balance Transfer. You might be paying off multiple cards to consolidate to one, or...
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...budget for that Starting Balance directly in the Credit Card Payment category. If you paid down that Starting Balance but didn’t budget for it in the Credit Card Payment category,...
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...but check these key points about credit cards in your budget. #1 A credit card payment category will be created for you so you know exactly what’s available for your...
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