True Confessions: I never use credit cards. I have no problem with credit cards. I used to use them exclusively—airplane miles!—and then pay one big bill at the end of...
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...That’s How Credit Cards Work … The last example, where I borrowed money to buy avocados, is exactly how credit cards work. Every time you swipe your credit card, you...
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...able to afford. I personally am somewhere in the middle. One huge disadvantage to credit cards isn’t from the credit card itself. It’s from the people that use them. Now,...
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Need an overview of credit cards? If you’re just getting going with your credit cards in YNAB, check out Credit Cards: The Basics first!  We’ve all done it—paid more on...
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...up his credit cards, and finally it all clicked into place: the credit card was just like a holding envelope in his budget. If he bought groceries with his card,...
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If you’re just getting going with your credit cards in YNAB, check out Credit Cards: The Basics first!  We’ve all done it – paid more on our credit card than...
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...expensive credit card balances. Yes, it’s been a couple of years since I’ve had any personal balances on credit cards. But history proves my habit and my risk of future...
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...your credit card debt. That’s the strict math, but what might change the equation and tip the scales back toward a full focus on the credit card debt? If a...
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...payment, make sure you have that same amount Available in your Credit Card Payments category. Now, A Story Imagine going to the local general store, back before credit cards ever...
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...decision, refer back to your plan (a.k.a., your budget categories). Your budget is your North Star. Keep Credit Cards in Their Place Your credit card is simply a payment method—nothing...
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